Ahmedabad: In connection with the demand for insurance compensation presented to the State Commission after the insurance company did not pay adequate compensation to the insured due to the fire in the office five years ago in Ahmedabad, the Namdan Court has ordered the insurance company to pay compensation with interest.
According to the details of the case, Bipin Shah Mehta Mapin Publishing Pvt. in Kaival Complex near Panchvati in Ahmedabad. Ltd. doing business of various types of publications in the name of In 2016, when a fire broke out in his office, all the materials related to the publication, including furniture, were burnt to ashes. Regarding this, The New India Assurance Company on behalf of Mapin Publication. Ltd. A claim for damages was presented in For the last 32 years, The New India Assurance Co. Ltd. Along with the insurance policy Mappin Publications insurance coverage included books, printing material and building and office equipment. For which 32 lakhs was claimed. But the insurance company sanctioned around four lakhs only for building office equipment. And the remaining insurance which covers materials like books, printing material, maps, sum insured of Rs. 16,64000 were rejected. And the claim amount was rejected under the argument that the insurance company was not informed about the change of address stating that the place of the incident was not insured. In this regard, Mappin Publications submitted evidence that it had informed the insurance company of the change of address. However, the insurance company said that no letter of change of address has been transacted in its insurance. Later, Mappin Publications presented strong evidence of correspondence under RTI. The hearing of which went on at length in the State Commission for Redressal of Consumer Disputes (Gujarat).
In which the well-known High Court advocate Himanshu J. on behalf of Mapin Publication. Considering Thakkar’s presentation of strong arguments and evidence, the State Commission decided to pay the sum insured to the insurance company at Rs. 19 lakhs and on it from the date of complaint to the date of order seven per cent interest has also been paid including Rs. five thousand mental torture and Rs. one thousand legal expenses and ordered to pay a total claim of Rs. 21 lakhs.
